Aviva Life Term Insurance
  • Economical Term Plans
  • Offline and online term plans
  • Hassle-free application process
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About Aviva Term Insurance

Aviva India is a joint venture between Aviva Plc., a UK based insurance group, and Dabur Invest Corp., one of India's oldest and most respected business houses. Aviva plc, founded in 1696, is among the world's oldest insurance companies in continuous existence. Aviva has the distinction of being one of the first insurance companies to set up business in India in 1834. Aviva Term Insurance has a customer base of over 34 million across the globe.

What are some of the
Benefits
that set them apart?

  • Accidental death benefit cover

  • Critical illness cover

  • Waiver of premium cover

  • Choice of policy tenure

  • Affordable Premiums

  • Tax benefits

  1. Solvency Ratio
    1.8
  2. Claim Settlement Ratio
    98.3
  3. Annual Premium
    1317.45
  4. Branches
    122+

Aviva Life Term Insurance Plans

Aviva Life Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by Aviva Life Term Insurance.

Plan Entry Age Tenure Min. Sum Assured Unique Features
Aviva Protection Plus Plan Plan Minimum age- 20 years Maximum age-65 years Annual, half yearly, quaterly, monthly Rs. 20 Lacs
  • Return of Premium
  • Savings booster
  • Premium discount on high sum assured

Overview of Aviva Life Term Insurance Plans

Here is a quick overview of the Aviva Life Term Insurance Plans listed in the above table.

Aviva Protection Plus Plan Plan

Aviva Life Protection Plus term insurance plan is a non-linked non-participating individual life insurance savings plan by Aviva Life Insurance India. This plan comes with 2 plan options enriched Enrichеd Protеction Option or Savings Boostеr Option.

Here are some key features of this plan:
  • Return of premium option.
  • Flexible premium payment term.
  • Premium discount on the higher sum assured.
  • Tax benefit as per law.

Aviva Life Term Insurance Term Plan

Aviva Life Term Insurance offers one of the best term insurance plans to cater to the needs of people from different walks of life. You can get Aviva Life Term Insurance plans at pocket-friendly cost for Rs. 1 Crore life insurance cover. You get 5% online discount and 100% dedicated claim assistance for buying a Aviva Life Term Insurance policy. Take a look below at the list of term insurance plans offered by Aviva Life Term Insurance.

Aviva Protection Plus is a non-linked non-participating individual life insurance savings plan by Aviva Life Insurance India. The plan comes with two ...

Unique Features

  • 2 Plan option
  • High sum assured rebate
  • Return of Premium

Aviva Protection Plus Plan (Pros)

Aviva Protection Plus Plan
  • Accidental Death Benefit
  • Critical Illness Benefit
  • Waiver of Premium

Aviva Protection Plus Plan (Cons)

Aviva Protection Plus Plan
  • No Policy Loan
  • No Investment Option
  • No Maturity Benefit

Aviva Protection Plus Plan (Other Benefits)

Aviva Protection Plus Plan
  • High Sum Assured Discount
  • Tax Benefit
  • Flexible PPT

Aviva Protection Plus Plan (Eligibility Criteria)

Aviva Protection Plus Plan
  • Entry Age - 20 yrs
  • Maturity Age- 65 yrs
  • Min Sum Assured-20 lac
  • Max Maturity Age-80 yrs
  • Tax Benefit - Yes

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Term Insurance Plans of Aviva Life Insurance

Term Insurance Plans of Aviva Life Insurance

Riders You Can Avail With Aviva term insurance Plans

Name of the Riders Benefits
Accidental Death Benefit Rider Accidental Death Benefits Rider by Aviva Term Insurance offers extra sum assured to the nominee of the policyholder, in case of death caused by any accident during the rider term.
Critical Illness Rider n Critical illness rider, sum assured will be given to policyholder in advance if he/she is diagnosed with any of the listed critical illness diseases such as cancer, Kidney failure, heart disease etc.
Waiver of Premium Rider In waiver of premium rider, the policyholder future premiums will be waived off in case of permanent disability of body caused by any reason. In waiver of premium rider the insurance companies will wait for 6 months to finalize the premium waiver. If the customer is still not able to work , the rider will be triggered.
Disability Income Riders In a disability income rider, the policy holder will get a regular income, if their body is disabled due to any of the reasons and is not able to work anymore. Disability income rider helps the policyholder to meet their present expenses in case of disability of the body.

Benefits of Aviva Life Term Insurance

Aviva Life Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose Aviva Life Term Insurance Plans:

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Additional Benefits Offered By Aviva Term Plans

Aviva Life Term Insurance Plans offer various additional benefits to the policyholders, some of which are explained below:

Premium Discounts on Higher Sum Assured

With AVIVA term Insurance plans, you can get a upto 15% premium discount on higher sum assured.

Return of Premium

AVIVA Term Plans offer a return of premium benefit to the policyholders with some of their plans. Once the life assured survives the whole policy tenure, he/she can get all the paid premium back.

Surrender Benefits

In case, you don't want to continue the term plan or your insurance requirement is completed, with the AVIVA term insurance plan, you can surrender your policy at any policy anniversary during the policy tenure.

Affordable Premiums

AVIVA Term Plans offer long-term coverage at affordable cost. With the AVIVA Protection Plus term plan you can protect yourself starting with Rs. 750/- per month.

Types of Aviva Term Plans

There are a plethora of Aviva Life Term Plans based on their features, benefits, and premiums. You can select that best suits your requirements. 

Basic term insurance plan

Plan Name: AVIVA Protection Plus

Aviva  protection Plus Plan offers dual benefit of insurance and saving in same policy.

Documents Required to Buy Aviva Term Insurance

Here are the documents required to buy Aviva Term Insurance:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy a Aviva Life Term Insurance Plan?

You can buy the Aviva Life Term Insurance policy from Policyx.com or the Aviva Life Term Insurance website.

Life Insurance
  • Step 1

    Fill out the form at the top of this page with the necessary details.

  • Step 2

    Select your income and city. Click on 'Proceed'.

  • Step 3

    Update your education and occupation details.

  • Step 4

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 5

    Select the policy term, premium period, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Aviva Life Insurance Company.

  • Step 2

    Click on the "Buy Online" tab under Popular Links.

  • Step 3

    Click on the tab 'Know More' under the Aviva term Insurance plan.

  • Step 4

    Click on tab 'Know More' under the Aviva term Insurance plan.

  • Step 5

    Click on the tab 'Get quotes' at the bottom of the page.

  • Step 6

    Fill in the required details, and click on the ‘Buy’ button.

Why Choose PolicyX.com?

Don't just take our word for it - check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

How to File a Aviva Life Term Insurance Plan Claim

Filing a claim for Aviva Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Aviva Life Term Plan, you need to follow the below-mentioned steps.

Online Process

Your Occupation
1

Claim Reporting

Inform the company about the incident via any of the channels- by writing an email at claims@avivaindia.com, calling the toll-free number 1800-103-7766, filling out the online claim form on its website, or visiting the nearest branch.

Your Occupation
2

Claim Review

Aviva's customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.

Your Occupation
3

Claim Approval and Settlement

After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.

Offline Process

Aviva Term plan claim settlement procedure can be reported by visiting the local Aviva Branch Office. For the details of Aviva Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the essential documents at the branch so that your claim can be processed.

Your Occupation
Life Insurance

More Queries?

If you have any more queries regarding Aviva Life Term Insurance Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Aviva Life Term Insurance:FAQs

1. What is the minimum and maximum entry age for Aviva Term Insurance Plans?

The minimum entry age for Aviva’s plan is 18 years, and the maximum entry age is 65 years. However, the maximum age limit varies based on the policy term and the type of plan selected.

2. Can I change the sum assured amount during the policy term?

No, you cannot change the sum assured amount during the policy term. However, you can opt for additional coverage by adding riders or buying a new policy.

3. How can I pay the premiums for Aviva Term Insurance in India?

You can pay the premiums through various modes such as debit card, credit card, net banking, or cheque. Additionally, you can also set up automatic payments through ECS or standing instructions.

4. Is it possible to cancel Aviva’s Term Insurance policy after purchasing it?

Yes, it is possible to cancel the policy after purchasing it. However, the refund amount will depend on the terms and conditions of the policy and the duration for which the policy was active.

5. Can I change the duration of Aviva’s term insurance cover after the policy is issued to me?

The duration of life cover cannot be changed once the policy is issued.

6. What will be the impact on the Aviva Term Insurance premium amount if my medicals show adverse results?

There are several factors that play a vital role in determining an increase in premiums. A few of such factors include health conditions and change in family history, etc.

7. Can one change his/her nominee - say include spouse after marriage under Aviva Term Insurance Plan?

Yes, you can change the nominee after marriage or if the nominee passes away before the policyholder. In both cases, one can request the insurance company to do the changes.

8. Is suicide covered by Aviva term insurance plans?

If the life assured commits suicide during the first 12 months of the policy’s issuance, the family of the assured will get 80% of the total premiums paid.

9. Is my Aviva term plan offer coverage for COVID 19?

Yes, COVID 19 is covered under the Aviva term life insurance plan.

10. What is the revival period offered for Aviva term life insurance plans?

Aviva Term Insurance provides a 5 year of revival period from the first date of unpaid premium payment.

11. Can I buy Aviva Term Insurance online?

Yes, you can buy Aviva Term Insurance online through the official website of the company.

Other Term Insurance Companies

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.